Privacy Policy

Effective Date: July 30, 2026

Provider: Chronos Labs ("we," "us," or "our")
App: Auto Loan Calculator
Privacy contact: [email protected]

This policy explains how Auto Loan Calculator handles information. It applies to the App and the optional feedback, advertising, and purchase features available through it.

At a glance

You can use the calculator without an account. Loan scenarios, vehicle-cost profiles, preferences, and reminder settings are stored locally on your device. We do not upload those inputs through the App's calculation or local-storage features.

The App also uses Google Mobile Ads for its free, ad-supported version, Apple StoreKit for its optional one-time purchase, and Firebase Firestore only when you choose to submit in-app feedback. These providers may process data as described below and under their own policies.

Information and how it is handled

Information you enter for the App

You may enter vehicle, loan, payment, tax, fee, trade-in, insurance, maintenance, and other financial-planning information. Saved deals, loan records, vehicle-cost profiles, country/language/appearance preferences, and local reminder preferences are stored in the App's local device storage. The App does not require a login or create a user account.

This local information is used only to calculate results, show saved records, create optional PDF or CSV exports, and schedule device-local due-date reminders. It is not sent to us by these features. Exports are created temporarily on your device and are shared only if you choose a destination using iOS's share controls.

Optional feedback

If you voluntarily send feedback through the App, we transmit the feedback message, app version and build, iOS version, device model, and a server timestamp to Firebase Firestore. We use it to read, respond to where possible, troubleshoot, and improve the App. Do not include sensitive personal, financial, account, or payment information in feedback.

Support email

If you email support, we receive the information you include, such as your email address, message, and any attachments. We use it to provide support, investigate an issue, protect the App, and maintain support records.

Advertising, consent, and tracking

The free version uses Google Mobile Ads to request and display banner, native, interstitial, and rewarded ads. Before serving ads where required, the App uses Google's consent-management flow. The App may also ask for permission through Apple's App Tracking Transparency prompt; declining does not prevent use of the App or access to the paid ad-removal purchase.

Google and its advertising partners may collect or receive device, identifier, technical, diagnostic, approximate-location, advertising, and ad-interaction information to deliver, measure, limit, or personalize ads, subject to your consent, settings, region, and Google's configuration and policies. We do not send the vehicle or finance fields you enter in the App to Google Mobile Ads or use them to build advertising audiences.

Purchases

The optional Remove Ads purchase is a one-time, non-consumable in-app purchase processed by Apple through the App Store. The App uses StoreKit to request the product, process the transaction, and check or restore the purchase entitlement. We do not receive or store your full payment-card information.

Notifications

If you enable loan due-date reminders, the App asks iOS for notification permission and schedules reminders locally on your device. Notification content is not sent to our servers for this feature.

How we use information

We use information we handle to operate the App, provide local calculations and records, respond to optional feedback and support requests, provide and restore the purchase entitlement, display and measure ads, secure and improve the App, and meet legal obligations.

Sharing and service providers

We do not sell your loan or vehicle inputs. We share information only as needed for the uses above, including with:

Apple, for App Store, StoreKit, and purchase services;
Google Mobile Ads and its advertising partners, for advertising and measurement;
Google Firebase/Firestore, when you choose to send in-app feedback; and
providers, advisers, authorities, or other parties where reasonably necessary to comply with law, enforce rights, prevent fraud or abuse, or protect people and the App.

These providers process data under their own terms and privacy practices and are required to protect data consistently with applicable law. See Apple's Privacy Policy, Google's Privacy Policy, and Google's advertising technology information.

Your choices, deletion, and retention

You can use the core calculator without an account.
You can delete saved deals and local data from the App's Settings, or delete the App. Device backups may retain data according to your Apple and device settings.
You can decline or later change tracking permission in iOS Settings. You can also manage applicable Google consent choices through the consent options presented by the App and your device settings. These choices may affect ad relevance, not access to core functionality.
You can manage due-date reminder permission in iOS Settings.
You can manage or restore App Store purchases through the App and your Apple Account settings.
To request deletion of feedback or support information held by us, email [email protected] with the subject Privacy Request and enough detail to identify the message. We may ask for information needed to verify and process the request.

Local data remains on your device until you delete it, delete the App, or your device/backup settings remove it. We retain feedback and support correspondence only for as long as reasonably necessary for the purposes above, including resolving issues, maintaining records, and meeting legal obligations; we delete or de-identify it when it is no longer needed. Apple, Google, and other providers retain information under their own policies.

International transfers, security, and children

Our providers may process information in countries other than where you live. Those countries may have different data-protection laws; where required, the relevant provider uses appropriate transfer safeguards.

We use reasonable safeguards for information within our control, but no method of storage or transmission is completely secure. The App is not directed to children under 13, or the minimum age in their country. If you believe a child sent us personal information through feedback or support, contact us so we can address the request.

Changes and contact

We may update this policy as the App, our practices, or legal requirements change. The revised policy will show a new effective date. For questions, privacy choices, or requests, contact [email protected].